PCI-DSS v4.0 Compliance Checklist for E-Commerce & FinTech Operators
Navigating the strict client-side script inspection (Requirement 6.4.3/11.6.1), multi-factor mandates, and targeted risk analysis.

The Hard Enforcement of PCI-DSS v4.0
With the transitional grace period ending in March 2025, all merchants and payment service providers must fully comply with the future-dated requirements of PCI-DSS v4.0.
Defeating Magecart: Requirements 6.4.3 and 11.6.1
To combat e-skimming and Magecart attacks on payment pages, Requirement 6.4.3 mandates strict management of all scripts executing in the consumer's browser, while 11.6.1 requires automated tamper-detection mechanisms alerting on unauthorized header or DOM modifications.
Universal MFA for Cardholder Data Environments
Requirement 8.4 mandates multi-factor authentication for all personnel accessing the Cardholder Data Environment (CDE), with passwords requiring a minimum of 12 characters and automated lockout thresholds.
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